Two college students, Frank and Matt, are riding on a New York City subway when a beggar approaches them asking for spare change.
Frank adamantly rejects the man in disgust. Matt, on the other hand, whips out his wallet, pulls out a couple of singles and gladly hands them over to the beggar with a smile.
The beggar thanks him kindly and then continues on to the other passengers. Frank is outraged by his friend´s act of generosity.
"What on earth did you do that for?" shouts Frank. "You know he´s only going to use it on drugs or booze."
Matt replies, "And we weren´t?"
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